At Diamond Riches Formula, we are committed to upholding the highest standards when it comes to your privacy, personal data, and satisfaction with our digital products. This document outlines in full detail our policies concerning how we collect, use, and protect your information, as well as the terms of our refund guarantee.

By purchasing from us, you are agreeing to the terms set forth in this Privacy and Refund Policy. We strongly encourage you to read through this document carefully and contact us with any questions or concerns.

SECTION 1: Privacy Policy

1.1 Information We Collect

When you engage with our content or make a purchase through Gumroad, we collect specific types of information to facilitate a smooth and secure transaction. This includes:

• Name and Email Address: Used to send you your product, updates, and receipts.

• Billing Details: All financial transactions are handled through Gumroad’s secure platform. We do not have direct access to your credit card or banking information.

• IP Address and Device Information: Automatically collected by Gumroad to ensure secure payments and to prevent fraud.

• Interaction Data: Such as email open rates and link clicks (only if you opt-in to our emails), used for improving user experience and communication.

1.2 How Your Information Is Used

We only use your data for the following reasons:

• To fulfill your purchase and deliver the digital product

• To issue purchase confirmations and receipts

• To communicate important updates regarding your order

• To offer optional insights, offers, and additional value through our email list (if opted in)

• To prevent fraudulent transactions and ensure account security

We will never sell, rent, or trade your personal data with third parties for marketing purposes.

1.3 Data Retention and Security

We retain your purchase data only as long as necessary to serve you and comply with legal obligations. Your information is stored securely using encrypted platforms and is only accessible to authorized personnel. Transactions through Gumroad are SSL-encrypted and PCI-compliant.

1.4 Third-Party Services

All payments and delivery of the Diamond Riches Formula eBook are handled through Gumroad, an industry-standard e-commerce platform. Their privacy policy governs your transaction and is available at:

https://gumroad.com/privacy

Additionally, if you sign up for our email list, communications will be handled through secure, GDPR-compliant email providers. You can opt out at any time using the unsubscribe link at the bottom of any message.

1.5 Cookies and Tracking

We may use cookies and third-party tracking tools for analytics and to enhance the user experience. These cookies do not collect personal data unless explicitly provided (e.g., entering your email).

SECTION 2: Refund Policy

We believe in delivering high-value content and ensuring that our customers feel confident in their decision to purchase. That’s why we offer a generous and transparent 30-Day Money-Back Guarantee on all purchases of Diamond Riches Formula.

2.1 Refund Guarantee Terms

You may request a full refund under the following conditions:

• The refund request is made within 30 days of purchase

• The product was purchased directly through Gumroad

• You provide your email address or receipt used during checkout for verification

• The request is made in good faith and does not involve fraudulent intent or misuse

2.2 How to Request a Refund

To initiate a refund, please email us directly at:

shadowsofwealth@gmail.com
Subject: Refund Request – Diamond Riches Formula

Please include the following:

• Your full name

• The email address used during purchase

• Your Gumroad receipt (if available)

• Brief reason for your refund (optional but appreciated for product improvement)

We aim to process all refund requests within 48 business hours. Once approved, funds will be returned to your original method of payment within 5–10 business days, depending on your payment provider.

2.3 Limitations and Exceptions

• Refunds requested after 30 days will not be honored.

• Abuse of the refund policy — including multiple refund requests or downloading and then claiming dissatisfaction without engagement — may result in denial.

• We reserve the right to deny refunds in the case of suspected fraud, chargeback manipulation, or violation of usage terms.

We trust our customers and design this policy to be fair and accommodating to genuine buyers who are unsatisfied for any reason.

SECTION 3: Legal & Compliance

3.1 Your Consent

By purchasing and interacting with our content, you consent to the terms of this Privacy and Refund Policy.

3.2 Updates to This Policy

We reserve the right to update or revise this document at any time to remain compliant with privacy regulations and business improvements. Any changes will be clearly posted on this page with a revised “last updated” date.

3.3 Compliance with International Law

We strive to comply with data privacy laws such as the General Data Protection Regulation (GDPR) for European customers, the California Consumer Privacy Act (CCPA) for California residents, and other global privacy standards.

If you are located in the EU or California, you have the right to access, correct, or delete your personal data. Please contact us directly for such requests.

1. Our 30-Day Guarantee

If you are not completely satisfied with your purchase, you may request a full refund within 30 calendar days from the date of purchase. We offer this guarantee because we’re confident in the value the eBook delivers—and we want you to be happy with your decision.

2. How to Request a Refund

To initiate a refund, please send an email to:

shadowsofwealth@gmail.com

Include the email address you used at checkout or a copy of your receipt so we can quickly locate your order.

We respond to all refund requests within 48 business hours. Once approved, your refund will be issued to the original payment method.

3. Refund Terms

Refunds will be honored under the following terms:

• The request is made within 30 days of purchase

• The buyer made a genuine attempt to read or apply the material

• The refund is requested in good faith (e.g., not due to buyer’s remorse after copying or downloading the file)

We reserve the right to deny refund requests if we suspect abuse of the policy, such as repeated refund claims or fraudulent behavior.

4. No Refunds After 30 Days

After 30 days, all sales are final. This policy allows us to keep our digital content secure and ensures fair treatment for all customers.